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Homeowners insurance is intended to provide cover for sudden damage caused to your home by an accident or disaster. Your Florida house insurance policy doesn’t provide cover for the cost of home cleaning and home maintenance; the policy will therefore not cover the cost of removing mold from your home unless the mold results directly from a covered peril such as water damage during a storm or a burst water pipe.
If you want to avoid mold it’s essential to keep on the lookout for watermarks or...